A straightforward online application, a quick decision, and — if you're approved — money sent to your account fast. Australian-based and fully licensed.
From application to approval, here's what to expect when you apply with Nimble.
Start your application online and provide a few details about you and your finances.
Nimble looks at things like your income, expenses, employment, bank transaction history, existing commitments, credit history and ability to repay.
If approved, you'll see the amount or credit limit, repayments, fees, interest and key terms before deciding whether to go ahead.
If you accept your offer, you can manage your loan or AnyTime account online — view repayments, statements, balances or available credit.
Taking out a loan is a real financial commitment, so we keep things simple and upfront — no jargon, no surprises.
Apply whenever it suits you. No paperwork, no in-person meetings.
You'll get a straight answer once we've assessed your application.
Approved and confirmed loans are usually sent within 60 minutes (your bank's processing time still applies).
A local team you can call on [PHONE] if you have questions.
We only lend what we believe you can comfortably repay.
A small loan can help with a genuine short-term need, but high-cost credit isn't right for every situation. Before applying, it's worth asking:
Free, independent guidance is available at moneysmart.gov.au, and if you're struggling financially you can talk to a free financial counsellor through the National Debt Helpline on 1800 007 007.
Our cash loans have helped thousands of people just like you.
Google Rating
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Easy online application. Wonderful, personal service from start to finish. Real people who care about making you comfortable along the way.
In the old days, when you took out a mortgage, it was probably through a local bank or a credit union, and whoever gave you your loan held on to it for life.
A banker who is allowed to borrow money at X and loan it out at X plus Y will just go crazy and do too much of it if the civilization doesn’t have rules that prevent it
Families rely on financial services more than ever, but those who need them most –who struggle to make ends meet – too often must contend with sky-high interest rates.
To apply for a Cash Bay loan, you'll generally need to:
Meeting these criteria doesn't guarantee approval. We assess every application — including your income, expenses and credit history — to check the loan is suitable and affordable for you.
Smart Names Pty Ltd t/as Small Loans Australia — Australian Credit Licence No. [570687]
The information on this website is general in nature and doesn't take into account your objectives, financial situation or needs.
Terms, conditions, fees and charges apply and are subject to change. All applications are subject to Smart Names Pty Ltd t/as Small Loans Australia's credit assessment and approval criteria. Funds are generally sent within 48 hours of a signed contract being confirmed on business days. Clearance times depend on your bank.
WARNING: comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.
Free financial guidance: moneysmart.gov.au · National Debt Helpline 1800 007 007.
· [email protected] · 7 Collins Avenue Rose Bay NSW 2029
Check your eligibility in a few minutes. There's no obligation, and applying won't commit you to anything until you sign your contract.
